Preheat the oven to 350 degrees fahrenheit. Prepare a loaf pan with parchment paper.
In a mixing bowl add the sugars and eggs. Whisk together until combined.
Then add the pumpkin puree, vegetable oil and milk. Whisking again and smooth.
Pour in flour, baking soda, cinnamon and other spices, and salt. Use a rubber spatula to fold everything together and mix until combined. Use a spoon or spatula to prevent overmixing.
Pour the thick batter into a the prepared loaf pan.
Bake in the oven on the bottom rack with a piece of parchment paper or foil covering the top of the loaf pan. After 30 minutes remove the parchment or foil. Then bake for the rest of the 30-35 minutes or until a toothpick inserted comes out clean.
In a separate bowl, melt the chocolate chips and coconut oil together in the microwave at 30 second intervals, stirring together until smooth.
Once the loaf bread is done, let cool for 15 minutes.
Remove from the pan, lifting out using the parchment paper.
Place on a serving platter. Drizzle the melted chocolate on top of the pumpkin spice bread.
Cut, serve and enjoy!