Making a budget is only the first step to responsible finances. Next, you have to actually stick to it and for some people, this is the difficult part. Many people understand how to create a budget, but living with it day to day can be hard. Your budget should be a reflection of your life. It can be very empowering to feel in control of your life in all areas,… Continue Reading
How to Spend Less Money
I am sharing my personal tips on how to spend less money on stuff today. I have been meaning to share my system for a while, but finally got to it today. When I got married, I had some credit card debt and did not have much cash in the bank. I was literally living paycheck to paycheck and saving money was hard to do. How To Spend Less Money At the… Continue Reading
Planning A Monthly Budget
If you’re like me, at the beginning of the year you have all these aspirations of saving money and investing wisely, eating healthier, etc. Whether you want to call them resolutions or goals, it is never too late to set a new goal. If one of your goal is to get a better handle on your finances, I wanted to share some information on planning a monthly budget for your household to… Continue Reading
Money Saving Tips for Spring
Saving money is always one of my goals. My parents stressed the importance of saving ever since I was a little girl and I still strive to save often. Since it can be an expensive time of year (second after the holidays for me), I thought I would share some money saving tips for spring. These are little things that I have found have saved me money over time. 1. Make… Continue Reading
Setting Up A Savings Plan with Intel 2 in 1 #Intel2in1
#spon: I’m required to disclose a relationship between our site and Intel This could include Intel providing us w/content, product, access or other forms of payment. I hope you had a wonderful holiday! I hope you enjoyed it as much as I did. Now it is time to prepare for a new year. One thing I do every year right after Christmas, is examine at our household budget and set up a savings… Continue Reading
Organizing Bill Paying
With each new year, while I do not make resolutions, I do examine my goals and that involves a look at our budget. It helps me to see where I stand with my goals and to visualize where we are financially, compared to the previous year. Now, budgeting is not nearly as fun as spending is, but it is more important if you want to save. Today, I am… Continue Reading
Holiday Shopping Made Easier
I found a great app for my phone to help organize my holiday shopping list. The app allows you to make a list of people you want to include on your gift list and set a budget for each. With The Christmas List app, you add people to your list and you can even assign them to groups such as family, friends, and work and then assign a budget for… Continue Reading
Why You Should Be Tracking Your Expenses
So another month is over now….amazing isn’t it? Before you know it, it will be 2013. The beginning of November is a great time to look at your monthly expenses in preparation for next year’s budget. Now, you might be thinking, wait a minute, November and December are not “normal” months. There is the extra addition of gift expenses and maybe even travel expenses. Well, realistically any month can have… Continue Reading
